FAST CLOSINGS AND COMPETITIVE PRICING FOR 1-4 SFR INVESTOR DEALS

For non owner occupied real estate investments

Rental Loan Programs

30 year fixed rate loans

3.5.7 year ARMS

LENDING CRITERIA

LOAN SIZE

  • $100,000 to $3,000,000

LOAN TERMS

  • 30 year fixed
  • 5, 7, 10-year hybrid
  • 30 Year amoritization

PROPERTY TYPES

  • 1-4 unit attached/detached properties
  • PUDs
  • Condominiums (Warrantable/non warrantable)
  • Airbnb

LOAN PURPOSE

  • Purchase
  • Rate/term refinance
  • Cash-out refinance

BORROWER

  • Business entity
  • Credit Score: Minimum 640
  • New Foreign Nationals Okay
  • Individual Ownership Allowed

    MAX LTV

    • Up to 80% for Purchase and Rate & Term Refinances
    • Up to 75% for Cash Out Refinances

    INTEREST RATES

    • Starting at 7%+

    CASH-FLOW REQUIREMENTS

    • Qualifying income based on property cash flows
    • No Doc Loan:┬áNo W2, tax returns or 4506T required
    • Closing in less then 30 days

    LOCATIONS

    Generally urban or suburban locations in primary, secondary, or tertiary markets.

    PREPAYMENT PENALTIES ARE:

    • 3% 1st year
    • 2% 2nd year
    • 1% 3rd year
    • One Year Prepayment Option Available
    • New We now offer a no prepayment penalty option!

    Airbnb:

    • Up to 75% LTV on Purchases
    • Up to 70% LTV on Refinances and Rate and Term
    • Need operating income for at least 1 year
    • 100k minimum population by county

    Click here to see our privacy policy. Loans are not available where prohibited by law, or in states where Private Money Capital Group does not trade. Loans are available only on non-owner occupied real property.