100% Financing For Qualifying Fix and Flip Deals

For Non-Owner-Occupied Residential Property

100% Financing Loans are evualted on a property by propery basis.

100% Financing is 100 of Purchase Price and 100% of Rehab Costs up to 70% of ARV.  Closing Cost may be rolled into the loan within the 70% ARV Cap.

Regular Fix And Flip Loans

SHORT TERM, FIX-AND-FLIP LOANS

 

THE NUMBERS TIER A TIER B TIER C
% Of Purchase 90 90 90
% Of Rehab 100 100 90
% Of Max ARV 75 70 65
% Of Max LTC 90 90 90
Experience 2 Deals/2 Yrs 2 Deals/2 Yrs 1st Timers Okay
Credit Score 720+ 660–719 No Minimum

LENDING CRITERIA

The first part of every successful fix and flip is finding the right real estate property.  That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

Requirements #1 and # 2 are mandatory for all residential Fix and Flip loans.  Property with more than 4 units must be financed as commercial loans.

Requirements #3, #4, and #5 are evaluated on a property-by-property basis. Credit scores of 680 and higher and higher downpayments can override Requirements #3, #4, and #5. These three requirements also vary by lenders.

 

  1. Property Type: 1-4 units—NON-OWNER OCCUPIED
  2. Sale Price: Ultimate Loan Amount Does Not Exceed FHA Maximum
  3. Size of House: 2800 Sq Ft Maximum
  4. Property Features: 5 Bedroom/ 3 Bathroom Maximum
  5. Size Of Property: 1/2 Acre Maximum
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Click here to see our privacy policy. Loans are not available where prohibited by law, or in states where Private Money Capital Group does not trade. Loans are available only on non-owner occupied real property.